Update customer due diligence
Core API
- Concepts
- Authentication
- Countries
- Users
- KYC
- Introduction
- GETGet overview
- PATCHUpdate email
- PATCHUpdate phone
- PATCHUpdate profile
- PATCHUpdate address
- PATCHUpdate identity
- PATCHUpdate proof of address
- PATCHUpdate customer due diligence
- PATCHUpdate enhanced due diligence
- PATCHUpdate crypto risk assessment
- PATCHUpdate self-categorization statement
- PATCHUpdate tax details
- Webhooks
- Capabilities
- Terms of Service
- Files
- Assets
- Accounts
- External Accounts
- Transactions
- Webhooks
Update customer due diligence
Update the customer due diligence process for a user.
PATCH
/
core
/
kyc
/
processes
/
customer-due-diligence
curl --request PATCH \
--url https://api.enterprise.sandbox.uphold.com/core/kyc/processes/customer-due-diligence \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '{
"input": {
"formId": "ae80271a-a3f0-453b-8dc6-36b777817217",
"answers": {
"intent": {
"expected-activities": [
"cryptocurrency_investing",
"deposit_withdraw_crypto"
]
}
}
}
}'{
"customerDueDiligence": {
"status": "pending",
"input": {
"formId": "ae80271a-a3f0-453b-8dc6-36b777817217",
"answers": {
"intent": {
"expected-activities": [
"cryptocurrency_investing",
"deposit_withdraw_crypto"
]
}
}
},
"hint": {
"type": "form",
"formId": "ae80271a-a3f0-453b-8dc6-36b777817217",
"schema": {
"type": "object",
"properties": {
"intent": {
"type": "object",
"title": "How will you use Uphold?",
"description": "Please be careful with your selection to avoid unnecessary account opening delays",
"properties": {
"expected-activities": {
"type": "array",
"uniqueItems": true,
"minItems": 1,
"maxItems": 5,
"items": {
"type": "string",
"oneOf": [
{
"const": "cryptocurrency_investing",
"title": "Trade cryptocurrencies"
},
{
"const": "metals_or_commodities_investing",
"title": "Metals or Commodities investing"
},
{
"const": "foreign_exchange_trading",
"title": "Currency conversion"
},
{
"const": "deposit_withdraw_crypto",
"title": "Deposit or withdraw cryptocurrencies"
},
{
"const": "international_payments_transfers",
"title": "Transfers between users"
}
]
}
}
},
"required": [
"expected-activities"
]
},
"financial-information": {
"type": "object",
"title": "Financial Information",
"properties": {
"source-of-funds": {
"title": "Source of income",
"type": "string",
"oneOf": [
{
"const": "salary",
"title": "Salary"
},
{
"const": "profits_own_business",
"title": "Profits from owned business"
},
{
"const": "inheritance",
"title": "Inheritance"
},
{
"const": "other",
"title": "Other"
}
]
},
"annual-income-range": {
"title": "Annual income",
"type": "string",
"oneOf": [
{
"const": "0-20000",
"title": "< $ 20,000"
},
{
"const": "20000-30000",
"title": "$ 20,000 - $ 30,000"
},
{
"const": "30000-40000",
"title": "$ 30,000 - $ 40,000"
},
{
"const": "40000-60000",
"title": "$ 40,000 - $ 60,000"
},
{
"const": "60000-80000",
"title": "$ 60,000 - $ 80,000"
},
{
"const": "80000-130000",
"title": "$ 80,000 - $ 130,000"
},
{
"const": "130000-210000",
"title": "$ 130,000 - $ 210,000"
},
{
"const": "210000-or-more",
"title": "$ 210,000 or more"
}
]
},
"expected-annual-deposits-range": {
"title": "Expected annual deposits",
"type": "string",
"oneOf": [
{
"const": "0-8000",
"title": "< $ 8,000"
},
{
"const": "8000-15000",
"title": "$ 8,000 - $ 15,000"
},
{
"const": "15000-25000",
"title": "$ 15,000 - $ 25,000"
},
{
"const": "25000-50000",
"title": "$ 25,000 - $ 50,000"
},
{
"const": "50000-100000",
"title": "$ 50,000 - $ 100,000"
},
{
"const": "100000-120000",
"title": "$ 100,000 - $ 120,000"
},
{
"const": "120000-or-more",
"title": "$ 120,000 or more"
}
]
}
},
"required": [
"source-of-funds",
"annual-income-range",
"expected-annual-deposits-range"
],
"allOf": [
{
"if": {
"properties": {
"source-of-funds": {
"const": "other"
}
},
"required": [
"source-of-funds"
]
},
"then": {
"properties": {
"other-source-of-funds": {
"maxLength": 50,
"minLength": 1,
"title": "Enter your other source of income",
"type": "string"
}
},
"required": [
"other-source-of-funds"
]
}
}
]
}
}
},
"uiSchema": {
"type": "Categorization",
"elements": [
{
"type": "Category",
"label": "How will you use Uphold?",
"elements": [
{
"type": "Control",
"scope": "#/properties/intent/properties/expected-activities"
}
]
},
{
"type": "Category",
"label": "Financial Information",
"elements": [
{
"type": "Control",
"scope": "#/properties/financial-information/properties/source-of-funds"
},
{
"type": "Control",
"scope": "#/properties/financial-information/properties/other-source-of-funds",
"rule": {
"effect": "SHOW",
"condition": {
"scope": "#/properties/financial-information/properties/source-of-funds",
"schema": {
"const": "other"
}
}
}
},
{
"type": "Control",
"scope": "#/properties/financial-information/properties/anual-income-range"
},
{
"type": "Control",
"scope": "#/properties/financial-information/properties/expected-annual-deposits-range"
}
]
}
]
}
}
}
}The customer-due-diligence is a form based KYC process composed of questions used to collect financial information and to determine a user’s risk level.
When calling GET /core/kyc?detailed=customerDueDiligence, you will get a hint property which includes a JSON form schema and UI schema.
The hint property will also be available in responses of this endpoint, in case there are still questions to be answered.
Please read more about forms in the Introduction page.
Authorizations
OAuth 2.0 authentication.
Headers
The natural language and locale that the client prefers.
Body
application/json
Input of the KYC process.
The id of the form.
The answers property follows the JSON Forms specification for data objects and has two key behaviors:
- Partial or Complete Answers Submission:
- It accepts the answers to the questions of the current step (identified by UI Schema 'Category'). This allows the submission of the responses incrementally, either answering all questions in the current step or just a subset of them.
- Form Reset by Answering Previous Questions:
- It also allows for a form reset by accepting one or more answers from a previous step (identified by UI Schema 'Category'). This enables the modification of previous answers, ensuring that the form is flexible and can handle dynamic user interactions.
The KYC process starts its evaluation once the last question has been answered, ensuring that all necessary information has been provided before proceeding with the assessment.
Response
200
application/json
KYC customer due diligence process updated.
Status of the KYC process.
Available options:
ok, failed, running, pending, exempt Hints for the KYC process.
The type of the hint.
Available options:
form The id of the form.
The definition of the structure and validation rules for this KYC process form.
It follows the JSON Schema specification with the power of JSON Forms.
The schema is iterative, meaning that new questions and properties can be added dynamically as the KYC process evolves. This allows for a flexible and adaptive form structure that can accommodate changes and new requirements over time.
The uiSchema property defines the general layout and presentation of the form by means of different UI schema elements.
It follows the JSON Forms specification and is used to customize the appearance and behavior of the form fields.
The uiSchema includes the following elements:
Layouts: Used to structure the form layout. It includes properties liketypeto define the layout type (e.g.,Categorization) andelementsto define the child elements.Controls: Used to define the form controls. It includes properties likescopeto point to the corresponding schema property andlabelto define the control's label.Rules: Used to define conditional visibility rules for form controls. It includes properties likeeffectto define the rule effect (e.g.,SHOW) andconditionto define the rule condition.
The uiSchema is iterative, meaning that new controls and layout elements can be added dynamically as the KYC process evolves. This allows for a flexible and dynamic form layout, enhancing the user experience by providing a structured and intuitive form design that can adapt to new requirements and changes over time.
curl --request PATCH \
--url https://api.enterprise.sandbox.uphold.com/core/kyc/processes/customer-due-diligence \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '{
"input": {
"formId": "ae80271a-a3f0-453b-8dc6-36b777817217",
"answers": {
"intent": {
"expected-activities": [
"cryptocurrency_investing",
"deposit_withdraw_crypto"
]
}
}
}
}'{
"customerDueDiligence": {
"status": "pending",
"input": {
"formId": "ae80271a-a3f0-453b-8dc6-36b777817217",
"answers": {
"intent": {
"expected-activities": [
"cryptocurrency_investing",
"deposit_withdraw_crypto"
]
}
}
},
"hint": {
"type": "form",
"formId": "ae80271a-a3f0-453b-8dc6-36b777817217",
"schema": {
"type": "object",
"properties": {
"intent": {
"type": "object",
"title": "How will you use Uphold?",
"description": "Please be careful with your selection to avoid unnecessary account opening delays",
"properties": {
"expected-activities": {
"type": "array",
"uniqueItems": true,
"minItems": 1,
"maxItems": 5,
"items": {
"type": "string",
"oneOf": [
{
"const": "cryptocurrency_investing",
"title": "Trade cryptocurrencies"
},
{
"const": "metals_or_commodities_investing",
"title": "Metals or Commodities investing"
},
{
"const": "foreign_exchange_trading",
"title": "Currency conversion"
},
{
"const": "deposit_withdraw_crypto",
"title": "Deposit or withdraw cryptocurrencies"
},
{
"const": "international_payments_transfers",
"title": "Transfers between users"
}
]
}
}
},
"required": [
"expected-activities"
]
},
"financial-information": {
"type": "object",
"title": "Financial Information",
"properties": {
"source-of-funds": {
"title": "Source of income",
"type": "string",
"oneOf": [
{
"const": "salary",
"title": "Salary"
},
{
"const": "profits_own_business",
"title": "Profits from owned business"
},
{
"const": "inheritance",
"title": "Inheritance"
},
{
"const": "other",
"title": "Other"
}
]
},
"annual-income-range": {
"title": "Annual income",
"type": "string",
"oneOf": [
{
"const": "0-20000",
"title": "< $ 20,000"
},
{
"const": "20000-30000",
"title": "$ 20,000 - $ 30,000"
},
{
"const": "30000-40000",
"title": "$ 30,000 - $ 40,000"
},
{
"const": "40000-60000",
"title": "$ 40,000 - $ 60,000"
},
{
"const": "60000-80000",
"title": "$ 60,000 - $ 80,000"
},
{
"const": "80000-130000",
"title": "$ 80,000 - $ 130,000"
},
{
"const": "130000-210000",
"title": "$ 130,000 - $ 210,000"
},
{
"const": "210000-or-more",
"title": "$ 210,000 or more"
}
]
},
"expected-annual-deposits-range": {
"title": "Expected annual deposits",
"type": "string",
"oneOf": [
{
"const": "0-8000",
"title": "< $ 8,000"
},
{
"const": "8000-15000",
"title": "$ 8,000 - $ 15,000"
},
{
"const": "15000-25000",
"title": "$ 15,000 - $ 25,000"
},
{
"const": "25000-50000",
"title": "$ 25,000 - $ 50,000"
},
{
"const": "50000-100000",
"title": "$ 50,000 - $ 100,000"
},
{
"const": "100000-120000",
"title": "$ 100,000 - $ 120,000"
},
{
"const": "120000-or-more",
"title": "$ 120,000 or more"
}
]
}
},
"required": [
"source-of-funds",
"annual-income-range",
"expected-annual-deposits-range"
],
"allOf": [
{
"if": {
"properties": {
"source-of-funds": {
"const": "other"
}
},
"required": [
"source-of-funds"
]
},
"then": {
"properties": {
"other-source-of-funds": {
"maxLength": 50,
"minLength": 1,
"title": "Enter your other source of income",
"type": "string"
}
},
"required": [
"other-source-of-funds"
]
}
}
]
}
}
},
"uiSchema": {
"type": "Categorization",
"elements": [
{
"type": "Category",
"label": "How will you use Uphold?",
"elements": [
{
"type": "Control",
"scope": "#/properties/intent/properties/expected-activities"
}
]
},
{
"type": "Category",
"label": "Financial Information",
"elements": [
{
"type": "Control",
"scope": "#/properties/financial-information/properties/source-of-funds"
},
{
"type": "Control",
"scope": "#/properties/financial-information/properties/other-source-of-funds",
"rule": {
"effect": "SHOW",
"condition": {
"scope": "#/properties/financial-information/properties/source-of-funds",
"schema": {
"const": "other"
}
}
}
},
{
"type": "Control",
"scope": "#/properties/financial-information/properties/anual-income-range"
},
{
"type": "Control",
"scope": "#/properties/financial-information/properties/expected-annual-deposits-range"
}
]
}
]
}
}
}
}